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Fire Truck Leasing

Fire Helemet Fire Truck Leasing ApparatusYes you can lease your fire apparatus!  We provide municipal lease-to-own financing for anything from 100' aerial ladder fire trucks to SCBA's, pumpers, tankers and heavy rescues, from GIS and mapping software to foam equipment and even your loose equipment.  $25,000 to $3,000,000!  City fire departments, paid & volunteer fire departments, non-profits, rural fire districts--all benefit from First Capital's tax-exempt lease-to-own municipal leasing.

Discover why fire truck leasing is your best optionThe New Fire Apparatus "Problem"

Needless to say, fire trucks can be a very expensive. The "good news" is that depending on the number of runs and fire department maintenance regimens--fire apparatus can easily last 10, 15 or even 20 years.  Paying cash in advance is a great option for cities that are flush with the $250,000, 500,000 or $1 million of cash to make such an investment.  Some department try and "bank" their funds, saving portions of each year's free cash flow.  The problem is that fire apparatus cost inflation has been racing well ahead of  the savings returns.  You just can't "get there from here," financially.

Why Fire Truck Leasing is your best option

Municipal leasing for fire trucks is the "option of choice" because fire truck leasing is "pay as you go"...and it makes financial sense.  A municipal lease allows your city to invest in expensive new fire trucks without putting up hundred thousands of dollars in advance.  Most of our customers put nothing down and make their first of 7, 10 or 12 annual payments when their fire apparatus is actually delivered, tested and accepted.  First Capital can even make deposits to your vendor for the chassis during the build process as they come due. (this may also earn discounts from your manufacturer.  Lease-to-own payments can be spread over 3-12 years from acceptance and paid monthly, quarterly, semi-annually or annually to best suit your city's cash flow.

Fire Equipment That Your Department Can Lease
Aerial Ladder Pumper
Heavy Rescue Hose Tender
Command Vehicles Mini Pumpers
Tankers Type I, II & III Ambulance
Brush Truck & Wildland CAF Vehicles
HAZMAT SCBA's
GIS & Mapping Turnout / Bunker Gear
CAD Computer Aided Dispatch

Firehouses & Fire Station Buildings


Let us show you!
Let us provide a real example quote based on your projected capital expense,
based on the costs & terms of your choice.
(Municipal leasing is especially transaction-size sensitive, so combining municipal acquisitions, even with different vendors and terms, can make a significant difference in the rates we can ultimately extend)

municipal equipment leasing calculator
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IMPORTANT NOTE:  The information provided ON this WEBSITE is not intended to be and should not be construed as “advice.”  First Capital Equipment Leasing Corp (FCELC) acts for its own account only.  FCELC does not act as a municipal advisor, municipal financial consultant, fiduciary or agent to any person or entity pursuant to Section 15B of the Securities Exchange Act of 1934 and the municipal advisor rules of the SEC.  FCELC is not recommending that you take an action with respect to the information presented on this website.  You should review and discuss this information with such independent financial, tax, legal and other advisors as you deem appropriate.