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School Computer Leasing


School Computer Leasing

computers for schools, laptops, tech refresh, IT, servers, networkingFirst Capital provides your school with very low interest funds for every need; just one computer lab, computer leasing for the whole school or  computer leasing for the entire district... computers-desktops or notebooks, network cabling, printers, routers, storage and backup, furniture and software.  Purchase with the best school & educations discounts available to your school.  Our school computer municipal lease pricing will based on the most discounted purchase prices that you can obtain including any state contract that you may have access to.

Single Source School Leasing
You can include all of your school computer equipment; hardware, software, peripherals, networking & cabling in a single lease, with a single payment over whatever term works for your school district.

All Major Brands
Purchase your school computer hardware, office and educational software from the major manufacturers of your choice.  Mix & Match vendors to get the best and most cost effective solution from HP, IBM, Dell, Apple, MAC, iPads, Netbooks, Asus, Gateway & Microsoft, or any provider of your choice.

IT computers for schools, laptops, tech refresh, servers, networking

Pay As You Go!
Our very low interest municipal school leases for desktops, laptops, notebooks, wired and wireless networks, routers and servers makes it possible for schools to make larger investments in critical school equipment and IT infrastructure by spreading payments over multiple budget periods with annual, semi-annual, quarterly or monthly payments.  Why pay 100% in advance (i.e. out of this year's budget) for equipment that will be productive for several years? 

"Tech Refresh" Leases - What's The Real Deal?
READ the fine print on your end-of-lease options and costs and ask a lot of questions.  What is the real interest rate?  So called "tech refresh" leases claim that they keep your school in the latest IT technology...  Unfortunately, the old adage about there being "no free lunch" applies here as well.  First, that "obsolete" IT equipment that is too old for your school, is too old for just about anyone else as well.  In most cases it's barely "worth" the cost of shipping it back (which is your financial responsibility--as well as uninstalling it, wiping the drives, excessive wear & tear--and packing it all up and the freight charges to "who knows where...." )  Its all buried in the numbers--the additional charge to you of "upgrading" to new equipment and the pricing you are being offered on the new equipment help make up the manufacturer's net loss on the equipment they are taking back from your school. 

Any way the manufacturer prices the "refreshed" equipment, it is very unlikely that it will be as low as your school could obtain in the open market, if you were to re-shop it from scratch.  (And don't even think about "upgrading" to another manufacturer's equipment as part of the refresh lease--forget it!  You are locked in to the same vendor)  Also, because the manufacturer's "tech refresh" is often based on commercial interest rates rather than the extremely low municipal interest that only a qualifying entity like your school is entitled to under I.R.S. regulations, you're probably making higher payments than you would be under a tax-exempt school municipal lease for the same equipment.  That "free lunch" may not look like such a tasty deal, after you wade through all of the fine print.

networking & cabling ,computers for schools, laptops, tech refresh, IT, servers

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IMPORTANT NOTE:  The information provided ON this WEBSITE is not intended to be and should not be construed as “advice.”  First Capital Equipment Leasing Corp (FCELC) acts for its own account only.  FCELC does not act as a municipal advisor, municipal financial consultant, fiduciary or agent to any person or entity pursuant to Section 15B of the Securities Exchange Act of 1934 and the municipal advisor rules of the SEC.  FCELC is not recommending that you take an action with respect to the information presented on this website.  You should review and discuss this information with such independent financial, tax, legal and other advisors as you deem appropriate.